Ruchi Prabhu, Born & Bought up in Mumbai, is pursuing PhD (Finance) from Bharati Vidyapeeth Deemed University, Pune and has accomplished MBA (Finance) from Dr. V N Bedekar Institute of Management Studies, Thane and B.com (Banking & Insurance) from NES Ratnam College, Bhandup. She had completed her schooling from Holy Cross Convent High School, Thane. She is currently working with an MNC based out in Powai, Mumbai.

She has also done SPSS course from Tata Institute of Social Sciences. She has contributed extensively to the world of Banking & Finance with publication appearing in the International Journal of Research in Economics and Social Science, International Journal of Multidisciplinary Research and Development. She is also a winner of “Young Achiever Award” for the quality of research work done in finance domain. She is an IBM Certified Specialist in running SPSS Software and guides PhD Students for the work in research and helps them with the Data Interpretation (SPSS Analysis) of their PhD Thesis.

She has published 4 books – SPSS is just a cakewalk for researchers (2018), The Gift (2019), My Pawfect Friend (2020), Financial Regulations (2020). She is also a winner of a National Award “Best Debut Indian Author”, “Author of the Year -2019” and “Voice of Indian Literature” for her Debut Book “SPSS is Just a Cakewalk for Researchers.” She has also been featured as an “Inspiring author for 2020”. She is being nominated for “The Lit Digital award 2020” and the nominated book is - The Gift.