Tamal Bandyopadhyay, consulting editor at Business Standard and senior adviser at Jana Small Finance Bank, is an award-winning journalist and author. One of the most respected business journalists in India, he has kept a close watch on the financial sector for two and a half decades and has had a ringside view of the enormous changes in the Indian finance and banking sectors. His other books-A Bank for the Buck, Sahara: The Untold Story, Bandhan: The Making of a Bank, HDFC 2.0: From Dawn to Digital and Pandemonium: The Great Indian Banking Tragedy-have all been non-fiction bestsellers.